HOW TO JOIN?

1. The KMBI Handog Pangkabuhayan (HP) raffle promo is open to all KMBI active clients during the promo period. Each client may avail of more than one ticket.
2. Tickets must be exclusively sold to KMBI program members only.
3. Each ticket costs Php 50.
4. Promo runs from July 15, 2016 – September 30, 2016.
5. Simply fill up the raffle stub with complete name, address, contact number, and signature.
6. Drop the accomplished raffle stub at the designated drop box in the branch until September 30, 2016.
7. Payments for the tickets should be deposited to KMBI Bank Accounts, separate from the loan repayments.
8. The raffle draw for the minor prizes will be held in the KMBI Head Office in Valenzuela City on October 14, 2016. The raffle draw for the major prizes will be held at the SMX Convention Center in Pasay City on October 22, 2016.
9. The program member can only win once. If drawn more than once, he/she will get the prize with higher value.

HOW TO WIN?

1. Winners will be notified via registered mail, phone call, and branch poster.
2. All prizes are tax free and non-transferrable.
3. In claiming the prize, the winner shall present the winning ticket together with identification documents.
4. Winners will be given sixty (60) days from the date of the draw to claim their prizes. After sixty (60) days, unclaimed prizes will be forfeited.In the event of LOST CLAIM STUBS, winners must secure the following:

a. Affidavit of Loss duly notarized;
b. Identification documents

Major Prizes*

1st Prize: Php 300,000
2nd Prize: Php 200,000
3rd Prize: Php 100,000

Minor Prizes

300 winners nationwide
(Php 500 gift certificates, Php 3000 cash)

*The major prizes will be in the form of additional capital to the winners’ microentrerprises, 70% of the total winnings of the winning microentrepreneur will be alloted for the purchase of additional equipment, inventory, or any kind of materials that can be used for their microentreprises, 30% of the total winnings will be in the form of cash.